If you have unsecured debts (such as Credit Card Debt, Store Card Debt or Finance Arrears) which you believe you can repay in full within 12 to 18 months, the most appropriate solution for you may be a debt management plan.
We can help you prepare a budget and you will pay us an amount each month which we will pay to your creditors on your behalf. The purpose of the exercise is to pay off your debts in full within 6 to 36 months. If you can't pay off all debts within 6 to 36 months we will recommend a Debt Agreement or a Personal Insolvency Agreement. We may also recommend our Debt Management service if your Debt Agreement proposal or Personal Insolvency Agreement proposal have been rejected.
We can help ensure the solution you need is appropriate for your individual needs. We'll discuss your situation in a strictly confidential and empathic manner. Our debt advice professionals will discuss your needs free of charge and our advice will be provided without any obligation.