Online Debt Assessment Tool

Recent Articles

Bankruptcy Act – Statutory Thresholds
The Bankruptcy Act contains statutory thresholds concerning [...]
One if five cases choose debt over bankruptcy
Bankruptcy levels in the past financial year [...]
ITSA Bankruptcy Statistics 2008/2009
The Insolvency Trustee Service Australia has released [...]
2009 Bankruptcy Legislation Amendment Bill passed by Parliament
The Australian Parliament passed the 2009 Bankruptcy [...]
Bankruptcy Legislation Amendment Bill 2009
The Attorney General released draft legislation on [...]

Case Studies

I had sleepless nights before speaking to Debt Free
Life had become difficult. Sleepless nights, panic attacks [...]
I was convinced I would have to go bankrupt
I had tried to maintain payments to my [...]
I thought a consolidation loan might help
… after debt problems had built up while [...]
Good debt advice was really hard to find
… and I was desperate after my boyfriend [...]
Both of us dreaded the thought of bankruptcy
… and what it could do to us. [...]
I was sure I’d need a big loan
… because it seemed the only way to [...]

Debt collectors must act within the law when recovering debts. They cannot:

Dealing with Debt

Use physical force;
Harass or threaten you;
Mislead or deceive you; or
Take advantage of your disability or vulnerability.