Debt Consolidation Loan

Do you have a number of debts that just seem to keep mounting up and are fast getting out of control? Debt Free can help you to consolidate debt and regain control of your finances. Call us today to discuss how you can reap the benefits of consolidating debt.

What is involved in consolidating debt?

If you have debts which you cannot pay (such as credit card debt or store card debt) you may wish to consider a debt consolidation loan. Debt consolidation loans will enable you to consolidate all of your personal debt (such as credit card debt , finance arrears, or store card debt) into one manageable loan. When you consolidate debt it becomes easier to manage your finances and you may be able to get debt consolidation loans at a lower rate of interest compared to what you have paying on your credit card debt and store card debt.

How long does it take to consolidate debt?

Debt Consolidation is appropriate for people who can pay off debt consolidation loans in a time period of 3 to 5 years. If you require a longer period of time to consolidate debt, a debt consolidation loan may not be appropriate for you and you may wish to consider other options.

If consolidating Debt won’t work for me, what should I do?

If you call us today Debt Free may be able to suggest a more appropriate financial solution for you such as a Debt Agreement or a Personal Insolvency Agreement. If you have previously consolidated your debts through a debt consolidation loan and you now cannot meet the repayments of the debt consolidation loan, then you may need to consider a Debt Agreement or a Personal Insolvency Agreement.

We will assess your financial situation using our Debt Advice Model and will recommend the most appropriate solution for you. We’ll discuss your situation in a strictly confidential and empathic manner. Our debt advice professionals will discuss your needs free of charge and our advice will be provided without any obligation.

Call Debt Free today toll free so we can discuss what solution meets your needs.