Frequently Asked Questions – FAQs

Every month Debt Free Direct helps thousands of people with serious debt problems. Below we provide answers to the most Frequently Asked Questions. If your question isn’t answered here please call us today for free and impartial advice.

We have set out the most Frequently Asked Questions into the following categories:

Do you have a personal debt problem?

• Personal Debt Problems

Can we deliver a tailored debt solution to meet your needs?

• Debt Agreement - FAQs
• Personal Insolvency Agreement - FAQs
• Bankruptcy - FAQs

You are an existing client?

• FAQ's for existing clients

Call Debt Free toll free to see if we can help solve your debt problem. We'll discuss your situation in a strictly confidential and empathic manner, free of charge and without any obligation. Debt Free never resorts to high pressure sales and we will always give you impartial advice.

Remember our advice is free and without obligation,
so if we haven't answered your question here,
call us today toll free on 1800 98 10 70,
you have nothing to lose!

Other Related FAQs

• Bankruptcy - FAQ
  • Bankruptcy Notice
  • Bankruptcy Income Contribution Calculator
  • Act of Bankruptcy
• Debt Agreement - FAQ
  • Debt Agreement Thresholds
• Personal Debt Problems - FAQ
  • Personal Loan Debt
    • Dealing With Debt Problems
      • Your rights and responsibilities
      • Why did I get into debt?
      • Are you in debt?
      • When and where can you be contacted about a debt?
      • A debt collection agency can
      • Record keeping
      • When negotiating a repayment plan
      • I thought I settled that debt
      • Disputing a debt
      • Debt collectors must act within the law when recovering debts. They Cannot:
      • What about old or Statute-barred debts?
      • Getting a copy of your credit report
  • Credit Card Debt
  • Finance Arrears
  • Store Card Debt
  • Consolidation Loans
• Personal Insolvency Agreement - FAQ
  • Implication of signing a 188 Authority
  • Controlling Trustee
  • 188 Authority
  • Preference Payments
  • Registered Trustee
  • Transactions to Defeat Creditors