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Credit Card Crunch

Australians owe $44 billion on credit card debts and as the cost of living spirals out of control. Credit card interest rates have continued to rise.

The rate rise of 15 Australian credit card offers was 2.23% for cash and 3% for cash advances. As a result of these increases has been to push the average overall purchase interest rate on 153 Australian credit cards to 16.64% (up from 16.55%) and to 17.99% (up from 17.88%) on cash advances.

So which credit cards offer the best deals and which ones should we be steering clear of? The answer is none of them.

If you are struggling paying off your mounting credit card debts, speak to our debt consultants. We have debt solutions for you and get you out of debt within 36-48 months. The repayment can be arranged to suit your financial capacity. Conditions apply.

Bankruptcy Solution

Are you having too much debt that you unable to pay? In this desperate financial situation, you may think bankruptcy is your only option. It is important to seek professional advice from Get Debt Free before declaring yourself bankrupt.

Our staffs are specialising in Bankruptcy Solution for Australians. We will assess your extreme situation and help you to understand the consequences of bankruptcy in the long-term. Other informal agreement such as Debt Agreement & Personal Insolvency Agreement are also available.

Saying Good Bye to Credit Card Stress

Average of 86% Australians have more than two credit cards in the same household at least. Majority of them are lower income earners. Delaying repayment and over spending are the main cause of accumulating unpaid debts. Overtime, this debt is easily become unaffordable and out of control. Debt stress as the end of result cannot be avoided.

At the same time, Australian credit card providers boost up their marketing ambition by sending out large amount of application forms in your mailbox. Be aware! Don’t be tempted with those. As long as you have regular income from any source including government benefits, they will approved it straight away. It’s that easy! And if you can’t afford to pay your credit card, it is not their lost. It is the burden of you as credit card holder may get bad credit records as consequences. This even leads to bankruptcy easily.

To avoid credit card stress, destroy your credit card and pay all your debts. Don’t delay, speak to debt specialist today!

If you can’t afford the repayment but still have regular employment, don’t be stress! You maybe eligible for debt agreement. We will assess your situation to find best option before declaring bankruptcy.

Manage Credit Card Secret 5: Zero Interest Balance Transfer

Take advantage of zero interest balance transfer credit cards and keep doing your repayment. It will save you a lot of dollars. After your debt paid off, destroy the card and close the account immediately. Don’t think twice!

But if you are struggling with your credit card debt repayment, speak to us and we will find you other debt solutions available. Don’t let yourself bankrupt before considering other option available.

Prepaid Visa Credit Card Latest Trends

Did you know that you can get a prepaid VISA credit card at any Australia Post shops?

You can top-up credit from $20 to $2000. This is the best option to have a VISA credit card payment method. You can use it any time anywhere that you see VISA logo. No more late payment and interest charges. No long application procedure required. No more over spending your money because  it is your own money.  Good bye credit card debt stress.

if you are having difficulties in paying your current credit card debt, let our debt specialist find best solution to suit your situation.

Get Debt Free | Bankruptcy | Debt Consolidation
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